The Infill Revolution
Ontario's housing strategy has failed to meet the growing demand for functional, attainable housing. For decades, the focus on urban sprawl and high-rise density has ignored the "missing middle"—leaving a critical gap in our communities.
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Recent legislative shifts have unlocked a new path forward. We are now able to transform under-utilized residential lots into high-density, 4-to-6 unit assets that are faster to build and more efficient to finance.
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By delivering high-yield residential assets within established neighbourhoods, we eliminate the prohibitive costs and infrastructure delays of developing land, permit approvals, and rezoning.
The Investment Strategy
Risk Mitigation
Capital Optimization
Purpose built assets are designed to exceed the 100-point threshold for CMHC's MLI Select program.
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95% LTV is achieved to reduce your upfront equity requirements to maximize returns.
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50-year amortization periods are available to optimize DSCR for superior monthly cash flow.
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Using Federal Housing Design Catalogue ensures your valuation is backed by institutional-grade build creditability and standards.
Yield Engineering
Each asset is engineered to maximize buildable area while by-passing higher-risk costs.
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By utilizing grade-level foundations, we eliminate $50k-$100k of land preparation and blasting.
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We convert land previously considered "unbuildable" into high-density cash-flow assets.
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100% of the variable and management costs shift to the tenant increasing cap-rate valuations and protecting NOI.
Regulatory Certainty
We prioritize speed to occupancy and protect IRR.
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Multiplexes are designed to fit within existing zoning parameters, allowing us to bypass the 12–18 month delays of public rezoning hearings.
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Designs are ready for immediate deployment on standard, ultra-narrow, or larger corner lots.
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Permit-Ready Compliance: Designs are pre-vetted and adhere to the Ontario Building Code ensuring projects move through municipal review without friction.
Feature Assets
The Nickel
Fourplex 01
The Nickel is engineered for standard 50-foot lots. It is the ideal solution to replace a single-family home with a high-yield, four-unit asset without complex zoning variances.
Units.
4
sf of living space.
3,850+
MLI Select
95% LTV | 50-year amort.
The Ironwood
Fourplex 02
The Ironwood is the ideal choice for neighbourhoods where maintaining a traditional residential height is a priority, or for corner lots that can accommodate its broader 9.5m width.
Units.
4
sf of living space.
3,400+
MLI Select
95% LTV | 50-year amort.
The Meridian
Sixplex 01
The Meridian is engineered for maximum NOI on a single lot. It balances significant unit density with a profile that respects the existing neighbourhood. By utilizing a three-storey vertical design, it provides six full-scale homes on a footprint smaller than many traditional detached houses.
Units.
6
sf of living space.
4,800+
MLI Select
95% LTV | 50-year amort.
The Linear Row
Townhouse 01
The Linear Row is a versatile infill product designed for maximum verticality on high density property slivers. While designed as a standalone 2-unit module for narrow lots, it is most powerful when repeated in a sequence of 1, 2, or more modules to meet the CMHC MLI Select program.
Units.
4-6
sf of living space.
6,450+
MLI Select
95% LTV | 50-year amort.
The Vector
Townhouse 02
The Vector is engineered for a high-occupancy yield by targeting the underserved family rental market on a minimal building footprint. While designed as a standalone 2-unit module for narrow lots, it is most powerful when repeated in a sequence of 1, 2, or more modules to meet the CMHC MLI Select program.
Units.
4-6
sf of living space.
7,800+
MLI Select
95% LTV | 50-year amort.